Bank Financial Soundness

This is the a financial analysis for Central Pacific Bank. I can provide the calculations that I have completed . They are on an excel worksheet as they are calculations such as ROE, ROA and etc. Below are the questions I would like answered. Anywhere from 3-4 pages. What level of risk does your bank face, as defined by (a) destruction of CET1 capital due to loan failure, (b) liquidity crisis due to destruction of readily available capital from OBS liabilities exercise or default? o What percent of loans (and their notional value) need to fail before the bank’s capital destruction leads to regulatory action? o What percent of OBS liabilities default (and their notional value) would lead to regulatory action? o Does the composition of bank’s loan portfolio and/or its OBS liability structure suggest unusual risks to the bank that are not ameliorated by means of hedges? 1. Identify the risks inherent in banking, and identify methods used by banks to manage these risks. 2. Discuss what fractional banking means and why this has required governmental authorities to regulate banking activity. 3. Discuss the Basel III convention, focusing on what the convention was trying to achieve. Attached is the calculations I have done and that will be used for the first part of questions.