Ewallet Android Application

I want an Ewallet android app. That allow user to topup their wallet balance through our service points (agent) or by diposet in our bank accounts so they can pay for services that provided by service providers in the application As a starter and small company, I would like to create a simple ewallet app, with basic functions then we can update it in future. As a first stage of my new app, my idea that the client can register very easy and can use the app for payment and transfer balance to another user wallet with a limitation and if the client complete his profile information he can then open a Merchant or Agent account and he can add staff role to his merchant or agent account The client to top up his wallet balance he can purchase points (e.g. Stars) from the agents in cash or by deposit in one of our bank accounts and then he can use his balance for transfer or payment # Main wallet types 1. Customer wallet – end-users’ wallet tool to make topup, withdrwal, payments and transfers 2. Merchant wallet – payment tool for receiving money from the end-users, topup, withdrwaland they can listed their services in catogaries 3. Agent wallet – to topup and an instrument for cash agents to convert cash into e-money and backwards (allows end-users to top up and withdrawal from eWallet) and sell it to users # Each types of the main wallet have their categories: 1. Customer wallet: (e.g: Selver, Gold and Platinum) this depends on completing their personal Profile (account information, Security, account or ID verification) 2. Merchant wallet: this depends on the field of merchant work 3. Agents wallet: this depends on the Agent size # Transaction Types: 1. Top up: where clients can add fund to their wallet by: a. deposit in cash in one of our banks accounts or by purchase from agents b. Withdrawal: where users can withdrawal their balance and deposit to their bank account or transfer it as a remittance c. Transfer client to client d. Third party Bill payment: where users can purchase (e.g:recharging their mobile cards balance) e. (In future) Online Merchant payment (API) f. Sell: where agents can sell e-money to users # Managements and Admin panel: - Fees and commission management for transactiins (Merchant and Agent), transfer and withdrwal - Transactions Managements - Accounts Managements - Limitation Management - Staff management - Reports management - Revenue management # Types of payments: - Wallet balance - (In future) API - (In future) QR Code - Transfer by searching client account unique number or mobile number # Application - Clean Codes - Arabic and English Language - Only one currancy. (In future) Multi Currency (In my country there are 2 currencies (North and South) - Fees and commission (percentage + Fixed amount) - (In future) Multi Wallet (Country currency North and South) - Light size - Simple - Fast - Internet Data saving (we have bad and slow internet service highest speed is 2 - 8mg) - Secure - Flexible (Android App work on any version) - Can be updated and can add new functions in future - Messages and notification - Easy to register (Username, password, country, sex and age) Please you must have an experience with this kind of application and I will only contact with freelancers whom attached with their bids an example of their Ewallet apps Notes: - Give me your bid one with source code and without - I would like to start with a mvp application as started, so we can desscus with funections that we can included it in the first stage Best regards,