Need Privacy Policy & Terms and Conditions

We are a company based in India and want to generate a Privacy Policy and Terms & Conditions, 2020 up-to-date, for our upcoming mobile app. The App would also be available to use on computers and tablets including web browsers. It should include CCPA, GDPR and CalOPPA. The app: - Collects user’s name, phone number and email ID for registration/account creation purpose - Uses Google Analytics tool - Collects location of user - Collects users phone book (contacts list) - Access camera (pictures) of users - Collects information from kids under the age of 13 - Users can contact us via email for questions regarding PP or T&C - Users are given free trial in the app - Users have to subscribe to a plan to use the app - Users also have the option to make a one time purchase in app - Users can make all these purchases using Apple Store In-App Payments - Users can message and video/audio call each other - We want to make it clear that our own content and trademarks are our exclusive property - We may implement any feedback or suggestions we may receive from users - We may plan to offer promotions, contests, sweepstakes - We may show ads or banners in our app using third-party platforms - We may send emails to users all users can opt in to receive emails from us - We may send text messages and app notifications to users from time to time - We use re-marketing services for marketing and advertising purposes - We use cloud computing services like Amazon Web services to store your data on their servers - data like messages, photos and phone numbers and email ID - We use third-party tools to send you OTP (One time password) via text message or email - If required we can suspend your account temporarily or permanently - We may share your data with the government if required If I have a missed an important point/clause you can include it.