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Credit Analyst, Underwriter / Business Loan Manager

$8-15 USD / hour

Closed
Posted over 9 years ago

$8-15 USD / hour

Corporate Consulting is looking to hire full time Credit Analyst, Underwriter / Business Loan Manager. Position Description: Credit Analyst, Underwriter / Business Loan Manager position is responsible for managing client business loan applications and working with banks to get application decisions. Individual will primarily be liaison between the bank’s underwriter and the client to ensure applications get properly reviewed by the bank and yield maximum approval amounts. Duties include: - Personally analyze personal credit and pre-application documents to determine credit worthiness of the business loan and the borrower - Spread and analyze business owner’s Credit Report, Financial Data on Application, and other relevant data for purpose of PRE-UNDERWRITING and to facilitate approvals as liaison with the bank’s underwriter - Review loan documentation for completeness and accuracy - Verify data between documents and systems and ensure covenant compliance - Identification of risks (personal credit, business, etc…) and also recognize strengths. - Prepares written summary of conclusions. - Personally facilitate approvals as liaison with the bank’s underwriter by highlighting application strengths (personal credit, business, etc…) Essential Skills: - Ability to perform a thorough credit analysis at loan level and on the borrower(s). - Knowledge of Loan documentation and Loan processing (Business loans preferred) - Possess strong analytical skills. - Proficient in Google Docs, Microsoft Word, and Excel. - Excellent Written and Verbal Communication Skills. - Must be a self-starter and self-motivated with a high degree of initiative - Effective Organizational Skills are needed to handle multiple projects in an efficient manner. - Ability to work independently and as a team player - Thrive in a fast paced and multi-tasking environment - Leadership abilities to allow for possibility for growth into department management role Qualifications: - Associate’s Degree required (Accounting or Finance major preferred). - 2+ years in related financial or banking work experience - 2+ years of Credit Analysis working with Personal Credit Reports and Debt to Income evaluations - Experience with loan underwriting (Business loans preferred) Job Requirements: - Associate’s Degree required (Accounting or Finance major preferred). - 2+ years in related financial or banking work experience - 2+ years of Credit Analysis working with Personal Credit Reports and Debt to Income evaluations - Experience with loan underwriting (Business loans preferred) IMPORTANT NOTE: Please provide a voice sample when applying for the job. Thanks.
Project ID: 6505825

About the project

4 proposals
Remote project
Active 9 yrs ago

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4 freelancers are bidding on average $31 USD/hour for this job
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Hey, since you have mentioned full time credit analyst, are you looking for someone from USA itself or the person could be based anywhere in the world as long as he or she is available to pre-underwrite the case and prepare it before it goes to the Underwriters (Approvers)? I have a person in my company who has extensive experience in credit risk underwriting owing to his past experience and I can assign him to work on this position of yours. His skills include, spreading the financials (tax returns/balance sheets), getting the bureau data (FICO etc.), getting all the documents in order and attch them to the case. Check for covenents and mark those that were passed (or failed), do verification of business location through google maps, verify the website (if it exists). Check for SoS data or lawsuits/judgements if any. Check for any existing liens etc and providing a summary and recommendation and prepare the case for Underwriter review. Please let me know if this kind of arrangement would work for you and we may discuss the details. I can assure you of complete data confidentiality and accuracy of work. Thanks and Regards, Shikha (Automyze Consulting)
$27 USD in 40 days
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I have 15 years experience as a credit risk analyst and underwriter working for major banks in Australia and the U.K (HSBC Barclays and GE) and 5 years as an independent consultant helping businesses to develop their credit risk functions, improve loss rates and customer service. My last role was as the Head of Credit for a boutique business lender in Sydney. Working as a front office credit person almost exclusively in the commercial sector I have particular experience with equipment loans, invoice discounting and acquisition finance. I have developed proprietary credit risk tools and credit paper templates which are available if required. I am used to working to tight timelines and can provide succinct analysis across all the assessment criteria in a consistent and easily understood format. I have experience in providing services from new application receipt right through to documentation negotiation and deal close. Deal sizes anything from $10,000 to $100,000,000. Excel and Powerpoint specialist. Now living in the South of France for family reasons I am looking for a full time post.
$34 USD in 40 days
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I have a MA in Finance and work as a business analyst at HSBC for over a year. The skills you require make the price per hour higher than your initial offer. If you want some quality work done consider rise your initial price. Kind regards.
$38 USD in 40 days
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Hello, I worked as a corporate credit analyst in Commerzbank Group (Germany) during 3 years (until it sell its Ukrainian branch). I do qualify for such work. If necessary, I might send you pieces of credit applications that I prepared (deleting essential names). I have a bachelor's degree in finance and master's degree in economics. I also passed CFA Level 1 a few years ago. In addition, I have a partner who has 6 years experience as a corporate credit manager in Ukrsibbank- Ukrainain branch of BNP Paribas Group. I am confident in that we meet yout essential professional requirements. I'd like to hear from you the details of this job. Best regards, Igor P.S. Sorry, but I don't understand yet how I can provide my voice sample through this bid.
$25 USD in 40 days
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About the client

Flag of UNITED STATES
Randallstown, United States
5.0
2
Member since Nov 24, 2009

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